Find Your Unclaimed Money in Mexico

Unclaimed Money in Mexico

Mexico has one of the shortest dormancy periods in Latin America — just 3 years of inactivity before bank accounts are transferred to the Banco de México (Banxico). This means that Mexican accounts can move out of commercial banks surprisingly quickly. The good news is that a well-developed regulatory framework makes searching relatively straightforward.

CONDUSEF (Comisión Nacional para la Protección y Defensa de los Usuarios de Servicios Financieros) is Mexico's financial consumer protection agency and operates the main search portal for dormant bank accounts. For insurance, INFOASEGURA is the equivalent portal managed by CNSF.

Official Mexican Portals

Using CURP and RFC

Mexico uses two key identifiers: the CURP (Clave Única de Registro de Población — a unique population registry key) and the RFC (Registro Federal de Contribuyentes — tax ID). Both are linked to bank accounts. Having your CURP or RFC significantly speeds up any CONDUSEF search.

CURP can be retrieved for free at gob.mx/curp if you have lost it. RFC is issued by the SAT (Servicio de Administración Tributaria) and can be verified at sat.gob.mx. For deceased relatives, a certified copy of the acta de defunción (death certificate) from the Registro Civil is required to begin an estate claim.