Lost Super & Unclaimed Money in Australia
Australia has two main categories of unclaimed money: lost superannuation held by the ATO, and other unclaimed money (bank accounts, shares, managed funds) held by ASIC. Together they represent billions of dollars belonging to Australians who have simply lost track of it — often after changing jobs, moving house, or changing their name.
What We Search for You
ATO — Lost Superannuation
The ATO holds unclaimed super transferred from funds that lost contact with members. Search and consolidate via myGov.
ASIC — MoneySmart Register
ASIC holds dormant bank accounts, managed fund balances, shares, and life insurance money. Free to search and claim online.
State Revenue Offices
Each state revenue office holds unclaimed money from real estate bonds, utility deposits, and court funds. NSW, VIC, QLD, and WA all have separate registers.
Life Insurance Register
ASIC also maintains a register of unclaimed life insurance benefits — often forgotten policies taken out decades ago.
How to Find and Claim Lost Super
The easiest way to find and consolidate lost super is through myGov. Log in to myGov, link your ATO account, and navigate to "Super" → "Manage" → "Find and consolidate". The ATO will search all super funds registered with your Tax File Number and show you any accounts you may have forgotten about.
For ASIC unclaimed money, our tool links directly to the MoneySmart search. Results are instant, and if you find a match you can lodge a claim online — ASIC typically processes claims within 60 days, with simpler verified claims often resolved faster.
How to Claim ASIC Unclaimed Money
If ASIC shows a match under your name, you'll need to lodge a claim via the MoneySmart website. You'll need to provide your full name, date of birth, current address, and a government-issued photo ID. For amounts over A$5,000, ASIC may request additional documentation. ASIC aims to process verified claims within 60 days of receiving your complete claim package.
What triggers a bank account becoming unclaimed? Under Australian law, bank accounts with a balance of A$500 or more that have had no customer-initiated transactions for 7 years must be closed and the funds remitted to ASIC. Even a small deposit or withdrawal once every 6–7 years keeps your account active.
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