Unclaimed Money in Brazil
Brazil launched the Sistema de Valores a Receber (SVR) โ Values to Receive System โ in February 2022, and it has become one of the most successful unclaimed money programmes in the world. Operated by Banco Central do Brasil (BCB), the SVR allows any Brazilian citizen to search for and reclaim money owed by financial institutions including banks, insurance companies, and payment processors.
As of 2025, over R$12 billion has been returned to claimants. The average return per claim varies widely โ from a few reais to thousands. The portal is entirely free, requires no middlemen, and pays directly to the claimant's bank account.
How to Use the SVR Portal
valoresareceber.bcb.gov.br
Brazil's official unclaimed money portal. Log in with Gov.br credentials (CPF + password). The portal shows all funds owed to you from financial institutions โ bank accounts, insurance refunds, investment returns, and more.
Gov.br Login
You must have a Gov.br account (gov.br/pt-br) to access SVR. Registration is free and uses your CPF. Silver or gold verification level is required to claim funds.
Direct Bank Claims
Funds available under R$10 can also be claimed directly from the institution. The SVR portal shows which institution holds the funds and provides contact details.
Deceased Relatives
Heirs can claim SVR funds for deceased relatives. Log in with your Gov.br, select 'Chaves do Pix de pessoas falecidas' or the estate claim option, and provide the CPF of the deceased and estate documentation.
What Types of Money Can Be Found
The SVR covers a wide range of financial obligations: current and savings account balances from closed accounts, fees and charges incorrectly collected by banks, insurance premiums to be refunded, amounts from credit card programmes, consortium amounts (consรณrcio), and Pix keys associated with closed accounts.
The CPF (Cadastro de Pessoas Fรญsicas โ individual taxpayer registration) is the key identifier. Every Brazilian's CPF is linked to all their financial relationships. Checking the SVR takes under 2 minutes and costs nothing.
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Over R$12 billion returned โ R$9.7 billion still available. Check your CPF free.
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