Which payout providers does FTX use for distributions?

FTX uses three approved distribution partners: BitGo (for crypto or USD), Kraken (crypto exchange, available in eligible countries), and Payoneer (international wire and bank transfer). You must link one of these providers through the Kroll portal before distributions can be processed. Each provider has its own onboarding steps.

FTX Creditor Checklist: 6th Distribution (~Jan 2027)

Q: What is the FTX July 31, 2026 distribution?

The FTX July 31, 2026 distribution is the 5th round of creditor payouts from the FTX bankruptcy estate. Approximately $900 million is being distributed to eligible creditors who completed KYC, linked a payout provider (BitGo, Kraken, or Payoneer), and submitted their tax forms before the June 16, 2026 record date.

Q: What should I do now that the July 31, 2026 FTX distribution has paid out?

To receive the July 31, 2026 FTX distribution, you must have completed three steps before the June 16, 2026 record date: (1) passed KYC verification on the Kroll portal, (2) linked a payout provider — BitGo, Kraken, or Payoneer, and (3) submitted your tax forms (W-9 for US creditors, W-8BEN for non-US). If all three were done before June 16, your payment is in process. Log in to the Kroll portal to confirm no outstanding issues.

Q: I missed the June 16 FTX record date — can I still get paid?

Yes, but not on July 31, 2026. Missing the June 16 record date means you will not receive the 5th distribution. However, your underlying FTX claim is not forfeited. Complete your KYC, link a payout provider, and submit your tax forms as soon as possible — you will be included in the next distribution round. You have six months from July 31 before any forfeiture risk applies.

Q: How much will I get from the FTX July 31 distribution?

The July 31, 2026 distribution releases approximately $900 million freed from the disputed claims reserve. Your individual payout is based on the USD value of your FTX holdings as of November 11, 2022 — the bankruptcy filing date. Most creditors are receiving 100% or more of that USD value. Class 7 small convenience claim holders already received 120%.

The FTX estate released approximately $900 million to creditors on July 31, 2026. If you had funds on FTX when it collapsed in November 2022 and filed a valid claim, you may be included in the upcoming 6th distribution (~January 2027) — but only if your account setup is complete.

The July 31 distribution has now paid out. Use this checklist to complete your setup for the 6th distribution (~January 2027). It takes about 10 minutes.

$900M Released to creditors on July 31, 2026 — the 5th major distribution round from the FTX estate

Before You Start: Who Is Eligible?

To receive the July 31 payout, you must meet all of the following:

You filed a valid proof of claim with the FTX estate (through the Kroll claims portal)
Your claim has been allowed — meaning it was verified and accepted by the court
You completed all pre-distribution requirements — KYC, tax forms, and payout provider onboarding — by the June 16, 2026 record date
You are not in one of the restricted jurisdictions (see below)

If you missed the June 16 record date, you will not receive the July 31 distribution, but your claim remains valid for future rounds. See our guide on what to do if you missed the FTX deadline.

The July 31 Checklist

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1. Confirm your claim status on the Kroll portal Go to claims.ftx.com and log in to the Kroll Distribution Portal. Your claim should show as "Allowed." If it shows "Disputed," "Pending," or has no status, contact Kroll immediately.
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2. Verify your payout provider is connected The FTX estate distributes through three approved providers: BitGo, Kraken, and Payoneer. You must have onboarded with at least one by the June 16 record date. Check that your account is active and your bank or wallet is linked.
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3. Confirm KYC is complete and approved Identity verification must be fully approved — not pending. Log into your payout provider (BitGo, Kraken, or Payoneer) and check your KYC status. A pending verification can delay or block your payout.
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4. Confirm your tax form has been submitted The FTX estate requires a completed tax form (W-9 for US creditors, W-8BEN for international). This is submitted through the Kroll portal. Check your portal account to confirm it is on file.
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5. Check you are not in a restricted jurisdiction As of 2025, FTX withdrew its restricted jurisdiction motion for most countries, making the majority of creditors eligible. However, some jurisdictions — including China, Egypt, and Russia — may still be subject to restrictions. Check your country's status on the Kroll portal.
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6. Make sure your payout account is in a supported country Even if you are personally eligible, your bank or exchange account must be in a country supported by your chosen payout provider. Payoneer has broader geographic coverage than BitGo and Kraken for creditors in less common jurisdictions.
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7. Note the 6-month collection window Once a distribution is issued to your payout provider, you have 6 months to actually withdraw or collect it. If you do not collect within that window, the funds may revert to the estate. Set a reminder.

What Happened on July 31?

On July 31, the FTX Debtors' estate initiated transfers to the three approved payout providers — BitGo, Kraken, and Payoneer. Each provider then credits the individual accounts of eligible creditors on their platform.

The transfer to your account may not appear on exactly July 31. Depending on your provider and your account type, it can take a few business days for the funds to show up in your individual account after the estate releases them. This is normal.

Good to know: Distributions are not automatic notifications. You will need to log into your payout provider account to see the credited amount. Some providers send email notifications; others do not. Log into your payout provider account to confirm you received the payment.

What Is the $900 Million 5th Distribution From?

The FTX estate filed an amended notice with the US Bankruptcy Court to reduce its disputed claims reserve by approximately $600 million — from $2.4 billion down to $1.8 billion. Once disputed claims are resolved, that reserved cash becomes available for distribution to verified creditors.

This is the 5th major distribution round. Previous rounds have distributed over $9 billion in total to FTX creditors. The distributions are paid at 100 cents on the dollar based on November 2022 claim values, plus post-petition interest.

The Scam Warning: Stay on Official Channels Only

Do not click links from emails, Telegram messages, or social media posts claiming to be from FTX, Kroll, BitGo, or Kraken. Phishing attacks targeting FTX creditors have been widespread. Always navigate directly to claims.ftx.com or your payout provider's official website. The FTX estate will never ask for your private key or seed phrase.

What If My Claim Still Shows as Disputed?

If your claim shows as "Disputed" on the Kroll portal, you will not receive a payment on July 31. Disputed claims are held in reserve until they are resolved by the court or through negotiation with the FTX estate.

Options for disputed claims include:

Contact the Kroll claims team directly through the portal to understand why it's disputed
Consult a bankruptcy attorney if the amount is significant
Monitor the portal — many disputes are resolved over time as the estate processes them

Key Links and Resources

Kroll claims portal: claims.ftx.com
BitGo: go.bitgo.com/ftx
Kraken: kraken.com/ftx
Payoneer: payoneer.com/ftx
FTX official updates: ftx.com

Check Your FTX Claim Status

Need help understanding your claim, payout providers, or what to do if you're in a restricted country?

FTX Claim Guide →

Frequently Asked Questions

What is the FTX July 31, 2026 distribution?

The 5th round of creditor payouts from the FTX bankruptcy estate. Approximately $900 million was released from the disputed claims reserve to eligible creditors who completed KYC, linked a payout provider (BitGo, Kraken, or Payoneer), and submitted their tax forms before the June 16, 2026 record date.

What should I do now that the July 31, 2026 distribution has paid out?

Three steps must have been completed before the June 16 record date: (1) KYC verification on the Kroll portal, (2) a linked payout provider (BitGo, Kraken, or Payoneer), and (3) submitted tax forms (W-9 for US creditors, W-8BEN for non-US). If all three are done, your payment is in process. Log in to Kroll to confirm no outstanding issues.

I missed the June 16 record date — can I still get paid?

Yes, but not on July 31. Your underlying FTX claim is not forfeited. Complete your KYC, link a payout provider, and submit tax forms now — you will be included in the next distribution round. You have six months from July 31 before any forfeiture risk applies.

How do I check my FTX claim status?

Log in to the Kroll Customer Portal at restructuring.ra.kroll.com/FTX using your FTX-registered email. Your dashboard shows KYC status, payout method status, tax form status, and distribution details.

How much will I receive from the July 31 distribution?

Your payout is based on the USD value of your FTX holdings as of November 11, 2022. Most creditors are receiving 100% or more of that value. The July 31 distribution released ~$900 million from the disputed claims reserve across eligible creditor classes.

Which payout providers does FTX use?

Three approved partners: BitGo (crypto or USD), Kraken (crypto, eligible countries), and Payoneer (international bank transfer). Link one through the Kroll portal. Each has its own onboarding steps and may require additional identity verification.

Sources: FTX estate press release via PR Newswire (May 26, 2026); Kroll distribution portal (claims.ftx.com); FTX official Twitter/X announcement (June 2026); Crypto Briefing, CoinDesk, Morningstar reporting on July 31, 2026 distribution. Information is provided for informational purposes only and is not legal or financial advice.

FTX Creditor Checklist: How to Claim the 6th Distribution (~January 2027)