What Happens to FTX Claims After the July 31, 2026 Deadline?

The FTX estate's July 31, 2026 distribution — the fifth major payout to creditors — has now passed. If you received funds, great. If you didn't, you likely have questions: Is my claim gone? Is there another round? What do I need to do now?

This guide answers all of those questions clearly.

What Was the July 31 Distribution?

July 31, 2026 was the date of the FTX estate's fifth creditor distribution — approximately $900 million — paid to eligible creditors who had completed all required steps by the June 16, 2026 record date. Those steps included:

• Filing a proof of claim via the Kroll portal before September 2023
• Completing identity verification (KYC)
• Submitting a tax form (W-9 or W-8BEN)
• Linking a payout provider (Payoneer or BitGo)

By July 31, the FTX estate has returned nearly $10 billion to creditors since distributions started in 2025. Creditors who completed all steps and were captured in the June 16 record date received their payment on or around July 31.

My Claim Is Valid But I Didn't Get Paid — Why?

Other reasons you might not have been paid even with a complete setup:

• Disputed claim — the estate challenged the amount or validity of your claim
• Convenience class — claims under $50,000 may be handled in separate batches
• Account hold — your payout provider account may require additional verification

Is There a Next FTX Distribution Round?

Yes. The FTX Plan of Reorganization explicitly provides for multiple distribution rounds. The estate holds billions in recovered assets and will continue distributing to creditors over time as:

• Additional assets are liquidated and converted to cash
• Disputed claims are resolved
• Creditors who missed earlier steps complete their setup

What You Should Do Right Now

1. 1Log into your Kroll claims portal account and check your claim status. Confirm it shows "Allowed" not "Disputed" or "Pending".
2. 2Complete any outstanding steps: KYC verification, tax form, and payout provider setup. Even if you missed July 31, doing this now positions you for the next round.
3. 3Check your Payoneer or BitGo account if you had set one up. Payments from July 31 may still be processing or pending in your account.
4. 4Watch ftxcreditor.com for the announcement of the next distribution record date. Once announced, you'll have a deadline to complete any outstanding requirements.

What If My Claim Was Disputed?

If the FTX estate disputed your claim amount, you will see this reflected in your Kroll portal. Disputed claims go through an objection process. You can respond to objections, provide supporting documentation, and negotiate a settlement. Many disputed claims are eventually resolved — often at a reduced amount. If you have a disputed claim, consult a bankruptcy attorney who specialises in the FTX case.

What If I Never Filed a Claim at All?

If you had funds on FTX at the time of bankruptcy in November 2022 and never filed a proof of claim with Kroll by September 29, 2023, your situation is more difficult. Late claims require petitioning the US Bankruptcy Court for the District of Delaware and demonstrating cause for the late filing. This typically requires a bankruptcy attorney. The FTX estate has been strict about late filings, so this is not guaranteed to succeed.